|
All agents are NOT alike! Find out why I am a top real estate expert. Call me at: 973-902-HOME.
|

Get Free Presentation On My Home Marketing. Before signing a contract with any REALTORŪ, make sure you know EXACTLY how your home will be marketed. Find Out More > View All Offers >
|

Always willing to spend as much time as needed "Judi brought a high degree of professionalism, honesty, and a down to earth friendliness to the job." Michael W. Schoen Read Quote > View All Quotes >
|
Compare three mortgages at one time.
Download TripleCalc now. It's free.
|
|
|
 |
Check Out These Special Offers From My Affiliates! Just for you from the affiliates of my web site! Please take advantage of the following special offers... 

First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
|
| Q |
What architectural detail made its way into the design of many suburban homes built in the 1950s, 60s and 70s?
|
| A |
The picture window was a signature of the suburban American neighborhood. |
See More Real Estate Trivia > |
|
|
|
|