Let Me Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation.  As a top Summit, Chathams, Livingston and Short Hills/Millburn area REALTORŪ, I make it my business to be aware of every local home or property on the market. I even know of properties that will be available, but have yet to formally be placed on the market. I cover Union, Morris, Essex and Somerset Counties, with particular focus in the towns of Summit, Chatham Borough, Chatham Township, Madison, Livingston, Short Hills/Milburn, Morristown, Randolph, New Providence, Berkeley Heights, Westfield, and Mountainside. In addition to my access to all of the listings in the Garden State MLS (Multiple List Service), I keep a file of homes yet to formally be placed on the market in Summit, the Chathams, Livingston and Short Hills/Millburn area. I can save you a great deal of time! If you give me some idea of what you are looking for, I will personally review all my sources for real estate, and will send you information on everything within your price range that matches your criteria. This is a totally free service, and there is no obligation. Tell me what you are looking for! It's my job to know the properties available for sale in Summit, the Chathams, Livingston and Short Hills/Millburn area, even ones not listed online. My personal search for you is FREE and without obligation. Please give me as many details as possible...
Titles >Do You Really Need Title Insurance
When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.
It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.
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What is the most unusual maintenance project done once each year in the United States?
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The Niagara Falls is shut down for maintenance every year in the fall by diverting the flow of water for 24 hours using a massive series of pipes constructed in 1837.
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