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All agents are NOT alike! Find out why I am a top real estate expert. Call me at: 973-902-HOME.
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What's My Home Worth? Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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Always willing to spend as much time as needed "Judi brought a high degree of professionalism, honesty, and a down to earth friendliness to the job." Michael W. Schoen Read Quote > View All Quotes >
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Compare three mortgages at one time.
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Special Offers: Special offers for Summit, Chatham, Morristown & Randolph homeowners from Judi Paris, top Realtor |
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Affiliates: Judi Paris' real estate web site affiliates |
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eNewsletter: Judi
Paris' Summit, Chatham, Morristown & Randolph newsletter email will
send you the latest real estate information |
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Today's Real Estate News: Daily real estate news for this neighborhood, New Jersey, and United
States |
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Monthly Payments & Schedule: Monthly loan payments java
mortgage calculator |
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How Much Can You Afford?: Calculate how much home
you can afford with this financial calculator |
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Determine Tax Savings: Calculate how much your
monthly Summit, Chatham, Morristown & Randolph New Jersey mortgage
payments save you on your taxes because of loan interest |
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Should You Rent or Buy?: Is it better to rent a
home in New Jersey or buy your own Summit, Chatham, Morristown & Randolph house, ranch, luxury property, condominium, acreage, or other real
estate? |
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Adjustable Rate Mortgages: Adjustable rate
Summit, Chatham, Morristown & Randolph mortgages information and
interest rate java calculator |
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What Is Your APR?: Determine the Annual Percentage
Rate (APR) for your mortgage. |
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Fixed or Adjustable Rate Mortgage?: Use this calculator to
compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and
an Interest Only ARM. |
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Are Balloon Mortgages For You?: Balloon mortgage calculator.
A balloon mortgage can be an excellent option for many home
buyers. |
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15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay
significantly less interest, but only if you can afford the higher monthly
payment. Use this calculator to compare these two mortgage
terms. |
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How Much Should Your Income Be?: What income is required
to qualify for a mortgage? Use this calculator to find out. |
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What's Your Maximum Mortgage?:This calculator will help you
determine your maximum monthly housing payment and the resulting mortgage
amount. |
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Will Buying Points Save You Money?:This calculator helps you
determine if you should pay for points, or use the money to increase your down
payment. |
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Experts: Real estate, homes for
sale, and other properties: links in New Jersey, United States and
Canada |
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TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at
one time for your property or other New Jersey real estate |
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Top National Real Estate Web Sites: Real Estate Web Sites
that include some unique sources of realty information, listings, and
more |
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Ask Anything: Ask Judi Paris anything real estate |
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NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty
professionals and brokers in the USA and Canada with links to their personal
web sites with homes for sale |
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Real Estate Tips: Judi Paris' realty library of real
estate tips and advice on everything from preparing your home for sale to
negotiating with home buyers to escrow, closing costs, property inspections,
and mortgage brokers |
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Real Estate Trivia: Judi Paris' collection of real estate trivia questions and answers
that include real estate topics such as the most expensive home, largest
swimming pool, and more |
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Real Estate Dictionary: Complete real estate
dictionary and glossary of realty words you'll use when you list and sell your
Summit, Chatham, Morristown & Randolph property in New Jersey,
including legal terms definitions, and more |

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Disclosure Laws >Avoiding Delays During Escrow
Unforeseen problems can arise during escrow, and closing dates are never set in stone! Lenders, appraisers, title attorneys, credit check services, or anyone who is involved in the transaction could potentially delay a closing. Stay in close touch with your real estate agent, who will notify you of deadlines and help you deal with delays.
Well-written sales contracts are the key to avoiding problems during escrow. For example, provisions can be included in the agreement that require the buyer to provide evidence of sufficient funds for down payment and closing costs, or to present proof of the ability to obtain homeowner's insurance. Because of new restrictions on insurance policies, the mortgage lender may require insurance before funding the loan.
There is also a section in the sales contract wherein the seller makes a warranty to the buyer of the condition of the property. It is important to make sure that this clause is modified to reflect the seller's transfer disclosure statement. If this is not done, the seller could be required to repair items that are found to be dysfunctional or faulty, and this could add time to the escrow period.
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| Q |
Where will you find the world's most unusual golf course?
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| A |
The only golf course on the island of Tonga has 15 holes, and no penalty against the golfer whose golf ball is stolen by a monkey. |
See More Real Estate Trivia > |
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