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All agents are NOT alike! Find out why I am a top real estate expert. Call me at: 973-902-HOME.
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Be the First to know about New Listings! I add my newest real estate listings to this web site first. It can be some time before they appear in the MLS or other national sites. Find Out More > View All Offers >
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Always willing to spend as much time as needed "Judi brought a high degree of professionalism, honesty, and a down to earth friendliness to the job." Michael W. Schoen Read Quote > View All Quotes >
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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Judi, a proven Summit, Chatham, Morristown and Randolph, New Jersey NUMBER1EXPERT™ Top Selling real estate agent.
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Financing Your Home >Home Free
Conventional wisdom says, "Don't pay off your mortgage early." Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.
The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.
Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.
It isn't as simple as conventional wisdom--consult a financial expert.
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| Q |
What is considered the world's tallest building?
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| A |
The 185-story CN Tower in Toronto, Canada is the world's tallest free-standing building, rising to 1,815 feet. |
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